There is only one question you need to ask in order to know whether or not we are doing our job properly, and furthering you along toward meeting your financial goals. Are we following our process? 2019 was a terrific year in the investment markets.  Our All-Weather...

“...but in this world, nothing can be said to be certain, except death and taxes.” ― Benjamin Franklin In our approach to investing, the “tax tail” does not wag the “investment dog”, meaning that we begin our approach to investing with our philosophy (applying active...

It’s defense that ultimately wins games, but that’s an easy thing to sometimes forget.  As can be seen in the graphic below, minimizing the damage done by market declines can have a much bigger effect on long-term wealth than capturing all of the market’s available...

Well, it happened again.  A downer month for stock market investors, although there’s nothing really new about that.  As you can see below, stocks have declined by at least 5% from a record close 21 times since the market bottom in 2009. For us in the All-Weather...

In 1982, Forbes Magazine published its first list of the wealthiest people in the world (The Forbes 400). Thirty years later, in 2012, more than 70% of that inaugural class no longer made the cut. Getting rich is hard. Staying rich is harder. The skill set to create...